SpotPay solutions

Built for the way South Africa trades.

From an informal trader collecting a QR payment to a growing merchant using a SpotPay point-of-sale device, our solutions are designed around real businesses and real trading environments.

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Contract Free Flexible POS options

QR + POS Different ways to trade

Built Local South African focus

SpotPay POS

DEVICE RENDER Final artwork placeholder

PAY ME VIA SPOTPAY

Mam’Dlamini Scan to pay

Informal traders Simple QR payments

Growing merchants SpotPay POS

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Payment received Transaction complete

Find your fit

Different businesses. Different payment needs.

SpotPay is designed to adapt across informal trade, small businesses and more established merchant environments.

Informal traders

Get paid without changing how you already trade.

SpotPay’s QR payment model gives informal traders a simple way to receive digital payments without requiring a traditional speedpoint.

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Personal QR code Present your own SpotPay QR to the buyer.

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Digital or printed Display the QR on a smartphone, printed card, tag or lanyard.

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Simple phone support A seller does not necessarily need a smartphone to receive a QR payment.

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Payment confirmation Confirmation can be provided through SMS or the buyer’s completed payment screen.

See the QR journey →

STREET / MARKET TRADE

YOU CAN PAY ME VIA SPOTPAY

Scan to pay

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SpotPay SMS Payment received

Small businesses

A practical POS solution without restrictive lock-in.

For pop-ups, mobile businesses, local shops and independent merchants who need affordable payment hardware with room to adapt.

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SpotPro or SpotMax Choose a device suited to your trading environment and budget.

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Contract Free Avoid restrictive long-term device lock-ins.

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SpotPay software Software is included with the device.

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12-month warranty Device warranty is included.

Compare SpotPay devices →

SPOTPAY POS

DEVICE RENDER SpotPro / SpotMax placeholder

Contract Free From R499

Growing merchants

Payments that can evolve with your operation.

As a merchant grows, payment technology should support more structured operations without creating unnecessary complexity.

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More structured payments Use dedicated SpotPay hardware in a formal retail environment.

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Flexible deployment Add or adapt devices as trading demands change.

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Merchant-focused platform SpotPay’s wider vision is to move beyond the transaction itself.

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Built for what comes next A platform direction centred on better merchant visibility and business tools.

Discuss your business →

Merchant overview Your business

Today

Today's transactions 248 Example merchant dashboard

Digital —

Cash —

Peak time —

Future merchant analytics concept

Two simple paths

Start with QR. Or step into POS.

The right SpotPay solution depends on the way the merchant operates.

QR-FIRST

For informal and mobile trade.

A personal QR code can provide a simple digital payment path where traditional point-of-sale hardware may not suit the seller.

Personal QR code Printed or digital display Seller smartphone not essential SMS / visual confirmation

How QR payments work →

SPOTPAY POS

For structured merchant payments.

SpotPro and SpotMax offer dedicated payment hardware for merchants who want a more traditional POS environment without restrictive contracts.

SpotPro from R499 SpotMax at R999 Free software included 12-month warranty

Compare our devices →

Built around your business

Wherever business happens.

SpotPay’s target market stretches across informal, mobile and established trading environments.

01 Street vendors

A portable QR-based payment approach for traders who sell wherever customers are.

02 Spaza & local shops

Accessible payment technology for community-based retail businesses.

03 Seasonal pop-ups

Flexible solutions for temporary or seasonal trading environments.

04 Mobile services

Payment capability for businesses that operate beyond a permanent storefront.

05 Independent merchants

Affordable tools for entrepreneurs building a more structured business.

06 Established retail

Dedicated SpotPay POS hardware for more formal merchant environments.

Contract Free

Your payment setup should move with your business.

Seasonal demand changes. Businesses grow. Merchants experiment. SpotPay’s contract-free approach is designed to give merchants more control over how and when they use their payment hardware.

Explore SpotPay devices ↗

01 No restrictive lock-in

Use payment technology without being tied to a lengthy device contract.

02 Adapt to demand

Scale your payment setup as seasonal or trading requirements change.

03 Accessible hardware

SpotPay devices are positioned for merchants who need affordable entry into digital POS.

Looking ahead

From payment terminal to merchant platform.

SpotPay’s leadership vision sees point of sale developing into a broader digital operating environment for merchants.

VISION

The capabilities below represent the wider direction described by SpotPay’s Managing Director and should not be interpreted as confirmation that every service is currently available.

01 Payments

The transaction remains the gateway into the wider merchant ecosystem.

02 Stock management

Better visibility into what is selling and when stock may need replenishment.

03 Sales reporting

A clearer picture of merchant performance over time.

04 Business analytics

Turning recorded transactions into practical business insights.

05 Supplier ordering

A future path toward connecting merchants and suppliers more efficiently.

06 Financial access

Transaction history could eventually help improve visibility into previously underserved businesses.

Find your SpotPay solution

Start where your business is today.

Use QR, choose a SpotPay device or speak to our team about the payment environment that best suits your business.

View devices ↗ Talk to SpotPay →