How SpotPay works

Choose how you want to get paid.

SpotPay supports different ways of doing business. Receive through a personal QR code, or use dedicated SpotPay POS hardware for a more structured payment environment.

See how it works ↓ View SpotPay devices →

QR Printed or digital

POS Dedicated hardware

Simple Built for real merchants

SPOTPAY POS

Amount R135.00 Ready for payment

Device render placeholder

PAY ME VIA SPOTPAY Unique QR Scan to pay

QR payment Scan & pay

Dedicated POS SpotPro / SpotMax

✓

Payment received Transaction complete

Choose your payment path

QR when you want simplicity. POS when you want hardware.

SpotPay can support very different business environments without forcing every merchant into the same setup.

QR PAYMENT

Scan. Pay. Done.

A seller receives a unique SpotPay QR code. The buyer scans it, enters or confirms the transaction and completes the payment.

Register

The seller registers with SpotPay and receives a unique QR code linked to their SpotPay account.

Show the QR

Display it digitally on a smartphone or physically on a printed card, tag or lanyard.

Buyer scans

The buyer uses the payment journey to scan the seller’s QR and complete the payment.

Payment confirmed

The seller receives confirmation through the available SpotPay confirmation method.

SPOTPAY POS

Enter. Present. Confirm.

Dedicated SpotPay hardware gives merchants a more traditional point-of-sale payment experience using SpotPro or SpotMax.

Choose your device

Select SpotPro or SpotMax according to your business requirements.

Enter the transaction

The merchant begins the payment transaction on the SpotPay device.

Customer pays

The customer presents a supported payment method to complete the transaction.

Transaction complete

The device confirms the completed payment to the merchant.

No smartphone? No problem.

A QR can work without a seller smartphone.

The original SpotPay model was specifically designed around people who may not have a smartphone.

The seller can carry a physical SpotPay QR code—for example on a printed card, tag or lanyard—and the buyer scans that QR when making the payment.

✓ Physical QR option ✓ Lanyard or printed tag ✓ Suitable for highly mobile sellers ✓ Payment confirmation supported

YOU CAN PAY ME VIA SPOTPAY UNIQUE QR

SpotPay confirmation Payment received

Vusi’s SpotPay experience

One ordinary moment. A simpler way to pay.

The original SpotPay presentation illustrates the payment journey through a simple everyday experience at a local fruit-and-vegetable stall.

01 VUSI STORY IMAGE Stall / market artwork placeholder

STEP 01

Vusi finds something he wants to buy.

He approaches Mam’Dlamini’s fruit-and-vegetable stall and decides to make a purchase.

02 VUSI STORY IMAGE No-cash artwork placeholder

STEP 02

Then he realises he has no cash.

Instead of abandoning the purchase, he asks Mam’Dlamini whether there is another way to pay.

03 VUSI STORY IMAGE Mam’Dlamini QR artwork placeholder

STEP 03

Mam’Dlamini accepts SpotPay.

She shows Vusi her SpotPay QR code, giving him a digital way to complete the transaction.

04 VUSI STORY IMAGE Scan payment artwork placeholder

STEP 04

Vusi scans her unique QR.

The QR identifies Mam’Dlamini as the person receiving the SpotPay payment.

05 VUSI STORY IMAGE Payment confirmation placeholder

STEP 05

Payment complete.

The transaction is completed and Mam’Dlamini receives confirmation.

06 VUSI STORY IMAGE Car guard / lanyard placeholder

STEP 06

The same idea works for a tip.

Vusi can also tip a car guard using the guard’s physical SpotPay QR lanyard—even where the recipient does not have a smartphone.

Prefer a dedicated device?

Move into SpotPay POS.

For merchants who want dedicated payment hardware, SpotPay provides SpotPro and SpotMax.

Both products are positioned as contract-free and include a device, charger, SpotPay software and a 12-month warranty.

Compare SpotPro & SpotMax ↗

SPOTPRO Device render

Ultra Slim. Ultra Rugged. R499

SPOTMAX Device render

Compact. Even More Capable. R999

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Both devices Contract Free

Which setup fits?

Start with the way your business already works.

You do not need to force the same payment setup into every business environment.

Informal or mobile trading

Useful where a physical QR is simpler than carrying dedicated payment hardware.

Street vendors Car guards Mobile services Small traders

POS

Structured merchant payments

Dedicated hardware for businesses that want a more conventional payment terminal environment.

Retail stores Pop-ups Local shops Growing merchants

Ready to start?

Pick the SpotPay setup that fits your business.

Explore our devices or speak to the SpotPay team about QR and POS solutions.

Explore products ↗ Contact SpotPay →